Classifieds: Latest Ads Forums Discussions Photo Topics General Photography Chat Insurance – Necromancing an old topic

Tagged: 

Viewing 3 reply threads

Insurance – Necromancing an old topic

  • Author
    Posts
    • marlon
      Participant
      Post count: 323

      Hi guys

      It’s been YEARS since I first asked this question.
      What’s up in insurance world lately with regards to “all risk” camera gear?

      I used to be with my 4×4 insurance (Tuffstuff) and they had amazing all risk coverage, but since I don’t 4×4 anymore, I moved away. Currently with a “general” (read: typical pay pay, deny deny claim) discovery insurance… Frankly, having seen the service and issues so far, I am very scared of ever needing to claim for camera gear.

      What and who are you guys using? I don’t want to turn it into a “plug my friends company” post, but names would be nice, facts are facts… if theres a good reliable insurer for this stuff, I want to know about it. Both me and wifey have some expensive stuff (well to us is, and a mugging or car fire would render it irreplacable).

      Specialist insurers of just a good general insurance? Just want to hear your thoughts.

      Thanks in advance.
      Marlon

    • elsahoffmann
      Moderator
      Post count: 3720

      Marlon, I switched to a new company about two years ago, (purely because their premiums were half of my previous premiums) and have had one claim for repairs on a lens which was damaged when I fell off the stairs and it hit the tiled floor (noooo I was not inebriated ;) )

      I have been very happy with service – as well as premiums – and all my gear is insured all risk

      From what I recall – its a group that designed his package on the request of some big company in PTA/JHA – perhaps @Photo or something like that. Their premiums were the best I have ever seen, and still with full cover for accidental damage, theft and accidental loss – I hope that still is the case…

      This is my own experience – haven’t heard anything else about them

      It used to be CGI (underwritten by Alexander Forbes) – changed name or was taken over by APIO

      [TABLE]
      [TR]
      [TD][TABLE=”width: 100%”]
      [TR]
      [TD]HEREWITH THE INFO – I have dealt the both the people in Account handling team.

      Apio Risk Services is a boutique risk and insurance business. We provide a range of bespoke risk and insurance products to our customers, to protect their assets and liabilities. The word Apio itself means ‘connect’ in Latin, which is a fitting reference to the networks that we have built up over the years.

      ACCOUNT HANDLING TEAM
      Caron Whitfield (Account Executive) [email protected] 011 799 6415 / 082 902 8382
      Jessica Edwards (Claims Specialist) [email protected] 011 799 6420

      EXECUTIVE LIAISON
      Richard Hood (Director) [email protected] 011 799 6410

      DIRECTOR (ADMINISTRATION)
      Derek Strydom [email protected] 011 799 6409

      ADDRESS DETAILS
      Postal Address: PO Box 70182
      Bryanston
      2041
      Physical Address: 4 Georgian Crescent West,
      Bryanston
      Office Telephone Number: 011 799 6400
      Web Address: http://www.Apio.co.za

      [/TD]
      [/TR]
      [/TABLE]
      [/TD]
      [/TR]
      [/TABLE]

    • marlon
      Participant
      Post count: 323

      Thanks Elsa for the reply, and the PM’s I got.
      I need to switch asap, confirmed this morning how many fine print catches there are with my general discovery insurance at the moment, it’s good but not great. If I slip and fall on my backpack, it seems there will be some drama.

      Hope this post will also help future searchers.

    • elsahoffmann
      Moderator
      Post count: 3720

      Marlon – from what I recall – the issue came in with most insurance companies not covering the 3 things I mentioned :

      (You might think you are covered until you lodge a claim….)

      1. Theft
      2. Accidental damage
      3. Accidental loss

      And they are all equally important to me

      I hope you get sorted

Viewing 3 reply threads

You must be logged in to reply to this topic.Log In