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That’s the route I went and used Mrsite in the UK.
They do have a package with shop and payment gateway options, think that will cost about R1400.00 for a year.
I bought the standard package for R500.00 as I only wanted a personal site.
I know if you buy Serif Web plus from Serif software they have an affiliation with a provider where you can publish your site after building it at home.
With that one builds the site from the ground up with the software provided and it is very flexible in terms of what one do.
The Mrsite page is edited online and one works with the templates provided by them.